Simple, Transparent Payments
Flat Rates
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2.85% + $0.25 (Card not present)
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2.65% + $0.05 (Card present)
Custom Rate
For high-volume businesses, UrPay can tailor a custom flat rate designed around your average ticket size and transaction mix. Send three recent processing statements (highest, lowest, and an average month) to UrPay@urable.com, and our team will send back a personalized quote.
Why Choose UrPay
UrPay is built directly into Urable — giving you a faster, easier, and more profitable way to accept payments. No third-party apps. No extra logins. Just seamless payment processing that saves you time and keeps more money in your pocket.
With UrPay, you’ll enjoy:
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Transparent pricing and available next-day deposits
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Integrated reporting that ties payments directly to jobs
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Dedicated merchant support from our in-house team
Our goal is simple: make getting paid the easiest part of your business.
Next Steps
Ready to get started with UrPay? Book a quick call with one of our payment specialists to explore how UrPay can help you streamline payments and improve your bottom line.
Not ready just yet? We’ll send a short follow-up email with more details, a rate calculator, and an easy link to book a time when you’re ready.
Frequently Asked Questions
When will UrPay be available for me to use?
UrPay is ready for general use
What makes UrPay better than the existing credit card processing integrations?
UrPay RATES
- Flat Rate: 2.79% plus $0.10 a transaction
- Custom Rate: Meet or beat pricing!!! Send 3 months (most recent month, highest volume, and lowest volume) of credit card processing statements to UrPay@urable.com and our experts will provide a custom rate analysis and quote within 48 hours.
UrPay BENEFITS
- No Activation or Setup Fees
- No Urable Application Fee ($0.70 a transaction)
- Fully integrated into Urable with direct access to UrPay processing statements and reports
- Includes PCI compliance tools; PCI compliant merchants receive $100K of Data Breach Protection
- Fully supported by Urable via Help Center (no more calls to multiple partners)
- Coming Soon … Exclusive Urable features for UrPay users
Is UrPay PCI compliant?
Yes; click here to see. UrPay also includes PCI Compliance tools and Data Breach Protection for your business.
How long will UrPay guarantee my rates?
UrPay contracts are annual.
What is the UrPay cancellation policy?
Provide 90-day notice within 15 days of service termination.
Can I use my existing payment terminals with UrPay?
No, reprogramming terminals is not guaranteed to work and is expensive; it is cheaper to lease new ones.
What kind of warranty is included with Fullsteam terminals?
Leased terminals include a warranty that continues for the length of the terminal lease
What reporting will I have access to with UrPay?
UrPay includes access to MerchantTrack, a robust credit card processing portal that is embedded within the Urable software application.
How soon are funds deposited with UrPay?
Funds are deposited after 2 business days; credit card batches automatically close at 8:05 PM (CT) daily.
Can I receive my funds next business day?
Yes, for an additional fee you can receive funds next business day by 3 PM (CT)
Can credit card automatic batch times be changed?
Yes, but funds will be delayed and occur after 3 business days.
What kind of processing rates does UrPay offer?
- Flat Rate: 2.79% plus $0.10 a transaction
- Custom Rate: Meet or beat pricing!!! Send 3 months (most recent month, highest volume, and lowest volume) of credit card processing statements to UrPay@urable.com and our experts will provide a custom rate analysis and quote within 48 hours.
What is the turnaround time to complete merchant statement reviews?
Typically, it takes less than 24 hours.
What is the turnaround time for a merchant to receive a UrPay application after agreeing to rates?
Typically, less than 24 hours
How long does the underwriting process take to complete once the Urable application is complete?
Typically, the underwriting takes between 24-48 hours but is dependent on merchant participation if additional information is requested.
Who is the processor for UrPay?
Worldpay
Who is the acquiring bank for UrPay?
Fifth Third
What format will merchants receive their custom rate analysis?
Custom rate analysis and quotes will be created via Excel workbook that will be saved as a PDF; see example below (Note: rates can only be adjusted by a Fullsteam Payment Sales Team member)
Still have questions? Let’s talk!
Create an account and book a demo.
Once you’ve become part of the community, you’ll also have access to the team through the built-in Live Chat.
